Underwriting first. Enthusiasm later.
Most agents want you in escrow. I want you in the right escrow. The first call is twenty minutes — what are you really buying for, what's the budget after rate-shock, and which neighborhoods deserve serious time. Most people walk away with two of their target areas crossed off the list. That's the point.
What you get
- Off-market access. Direct lines to twenty top listing agents from Cardiff to RSF, plus pocket inventory you'll never see on Zillow.
- Pre-offer underwriting. Comp pack, days-on-market read, repair-cost range, and a buy-or-walk call before you write.
- Lender bench. Two North County mortgage brokers we've closed 30+ deals with. Real rates, real timelines, no bait-and-switch.
- Inspection translation. A seven-figure home will have a sixty-page report. I'll tell you which five items actually matter and which fifty are noise.
- One point of contact. No assistant pretending to be your agent. You're working with me, start to close.
My buyers tour about five homes before they write.
The local average is eleven-plus. You get your weekends back, and a sharper decision when it's time.
Frequently asked
- Do you represent buyers exclusively?
- On every deal I take, I represent one side. If it's my listing, I'm not also playing your agent — your interests get my full attention.
- How do buyer agents get paid in California now?
- Since the NAR settlement, buyer-broker pay is negotiated up front and disclosed. Most North County sellers still offer cooperating compensation; when they don't, we build it into the offer or into a buyer-broker agreement. Either way, no surprises.
- Can you show me homes that aren't on the market yet?
- Yes. Pre-MLS and pocket inventory comes through agent networks and direct seller outreach. If inventory's thin in your top three streets, I'll knock on doors and send targeted emails to flush something out.
- How fast can we close?
- Cash: 7–14 days. Conventional financing in North County: typically 21–30 days with a sharp lender. I'll connect you with two local lenders my team and I have closed dozens of deals with.