David RoseNorth County · Real Estate
For buyers

Find a home that holds value.

North County San Diego is twelve micro-markets stitched into one zip-code map. What looks like a $1.8M house in Cardiff and a $1.8M house in San Marcos are not the same trade. My job is to make sure you know which one you're making.

A buyer process built on underwriting, not enthusiasm.

Most agents want you in escrow. I want you in the right escrow. The first call is a 20-minute filter — what are you actually buying for, what's your real budget after rate-shock, and which neighborhoods deserve serious time. Most clients walk away from the first call with two of their target areas crossed off the list. That's a feature.

What you get

  • Off-market access. Direct relationships with twenty top listing agents from Cardiff to RSF, plus pocket inventory you'll never see on Zillow.
  • Pre-offer underwriting. Comp pack, days-on-market read, repair-estimate range, and a buy-vs-walk recommendation before you write.
  • Lender bench. Two North County mortgage brokers I've closed 30+ deals with. Real rates, real timelines, no bait-and-switch.
  • Inspection translation. A seven-figure home will have a 60-page report. I tell you which five items matter and which fifty are noise.
  • One point of contact. No transaction coordinator pretending to be your agent. Direct line to me through close.

Average client tours 4.7 homes before writing.

North County agent average: 11+. Your weekend back, your decision sharper.

Frequently asked

Do you represent buyers exclusively?
On every transaction I take, I represent one side. I will not run dual agency on a deal where I have the listing — your interests get my full fiduciary attention.
How are buyer agents paid in California in 2026?
Following the NAR settlement, buyer-broker compensation is negotiated up front and disclosed. In most North County transactions sellers still offer cooperating compensation; when they don't, we structure it into the offer or a buyer-broker agreement so there are no surprises.
Can you show me off-market homes?
Yes. Pre-MLS and pocket inventory comes through agent networks and direct seller outreach. I run targeted door-knocks and email campaigns into your top three streets when inventory is thin.
How fast can we close?
Cash: 7–14 days. Conventional financing in North County: typically 21–30 days with a strong lender. I'll connect you with two local lenders I've closed dozens of deals with.

Ready when you are.

Pick a neighborhood and read the market guide, or jump straight to a call.